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19% have Cyber Insurance, 50% expect more attacks
Most companies don’t have cyber/data breach insurance. And most think attacks are getting worse (and they’re right). But even large companies are 4 times more likely to use insurance to protect loss...
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The Scope of Cyber Liability And Data Breach Exposures – And Insurance
These are complicated exposures that now affect even small businesses. And the necessary insurance coverages are complex too. Business owners must think about paper records, physical system security,...
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Do You Allow Surfing At Work?
Why would you worry about your employees surfing the Net? A Salary.com survey said that 64% of workers admitted visiting websites not related to work, every day while at work. 24% of those employees...
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Data Breach – Learn Some Lessons from the Big Companies
You’ve seen data breach announcements at companies like Home Depot and Target. And Morgan Stanley announced that it fired an employee who stole account data on 350,000 clients. From those breaches...
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Cyber Security, Mobil Devices – Threats and Insurance
We have now seen, month after month, one major company after another suffering data breaches. You would think that people would have gotten the message about the dangers of cyber penetration and other...
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Some Simple Steps to Increase Cyber Security
Cyber liability and data breach are becoming bigger issues for all business owners. You see the headlines for large business, but small and mid-size businesses are hit all the time. Here are a few...
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Applying for Data Breach/Cyber Liability Protection
Data Breach, Cyber Liability, rising issues, increasing danger to your company, changing insurance requirements. Here are some of the questions you have to answer to have insurance protection; and they...
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Cyber Liability – Is your website infected?
As though there weren’t enough problems, websites can be compromised, becoming sources of computer virus infection for your clients. Talk with us about #CyberLiability and #DataBreach insurance....
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Tropical Storm headed toward you?
Insurance companies prohibit adding or starting property coverage when named storms approach. A tropical storm is approaching the Atlantic coast of the US. If you want property coverage, if your...
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Limitations on CGL coverage for Pollution
In a harder market, insurance carriers raise prices. That’s pretty obvious. They also restrict classes of business they write, and tighten underwriting for new and existing clients. Less obviously,...
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Who owns your company’s data? How do you make sure?
You own your data, but you have to take steps to make sure you can control it, both legally and in the cyber world. Do your employees use only devices your company owns? Have they acknowledged that...
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Insurance and Employment Law – Outsourcing
What happens when you outsource jobs? There are benefits to outsourcing in the right circumstances. But what problems can come up and what should you do to protect your business? If the workers are...
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Insurance Company Financial Stability
Insurance companies are rated for financial strength. Why does that matter? Insurance is a promise to pay future losses. If the company does not have a future, no payments. And some losses are going...
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Prepare for disasters in advance
Hurricane season for 2013 starts in less than a month. Preparing in advance may take more time than we have before the next hurricane. Or you may have a couple of years before the next major...
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Fire protection – A Spring problem – Fire Insurance
A cautionary note from our friends at the fire protection company, City Fire Equipment It’s April and Spring is finally here! With the changing of the seasons, things in our environment are starting...
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Mold environmental issues from Sandy – What’s coming now?
Here’s a link to a NY Real Estate Journal by Lee Wasserman. #moldremediation In it he addresses some of the legal issues coming up as responses to the growing concern about mold clean-up and the...
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New Jersey A3970 – Eliminating Non-Competition Agreements
Three members of the New Jersey Assembly have introduced A3970. This would all but eliminate non-competition agreements. #Businessinsurance Their intention is to minimize unemployment. What’s the...
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Can Cyber liability or data breach destroy your company?
Yes it can. Losing customer information can sink your company. In the case cited in the linked Risk and Insurance article below, a medical records company suffered a burglary (not a hack, a burglary)....
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Autumn Maintenance
Thanks to Peerless insurance, here are tips and a link to a video with brief suggestions about preparing for Fall weather. Some forms of damage would be covered by most insurance packages, some...
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Responding to Slip and Fall Incidents
Our thanks to CNA Insurance Risk Control for much of this advice. You can call us at 1-800-548-2329 for more information or skip to the bottom of this page for CNA’s web site. BE PREPARED FOR A...
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