Clik here to view.
Cost of flooding…
This interactive video from the National Flood Insurance Program is aimed at home owners but gives small businesses an idea of how much damage even a minor flood can do to a building. And the answer...
View ArticleClik here to view.
7 Steps to help an injured worker return to work…
When someone is injured in the workplace, both the worker and the employer will be better off if there is a plan in place to get the worker the best care and rehab, both sides know what the plan is,...
View ArticleClik here to view.
Cyber Liability
For small and mid-size business, think of two big problems from cyber attacks. On one side you have the possibility that a cyber attack will steal your business assets. If you don’t know that you have...
View ArticleClik here to view.
After the disaster – Commercial Property Insurance
When you have a large property loss, do you have enough insurance to clean up and prepare your site as well as to replace the building? Will your business survive the event? Here are some steps to...
View ArticleClik here to view.
Flood Insurance vs. Hurricane Season
Flood Insurance typically takes 30 days to go into effect. We’re headed into the peak of the Hurricane Season in the Northeast. Combination? Lots of folks who will be surprised to learn what is and...
View ArticleClik here to view.
Workers Compensation basics
This is aimed as a very basic explanation of Workers Comp. For more details or quotes click on the links in the text or call GBW Insurance at 1-800-548-2329. What drives Workers Compensation costs? For...
View ArticleClik here to view.
Cyber Liability again – Cloud Computing
Cyber liability/Data Breach Liability problems continue to heat up. A North Jersey Law Firm (Mandelbaum, Salsburg) is putting on a seminar: Hacked to Death. They outline how cyber liability and data...
View ArticleClik here to view.
Responding to Slip and Fall Incidents
Our thanks to CNA Insurance Risk Control for much of this advice. You can call us at 1-800-548-2329 for more information or skip to the bottom of this page for CNA’s web site. BE PREPARED FOR A...
View ArticleClik here to view.
Autumn Maintenance
Thanks to Peerless insurance, here are tips and a link to a video with brief suggestions about preparing for Fall weather. Some forms of damage would be covered by most insurance packages, some...
View ArticleClik here to view.
Can Cyber liability or data breach destroy your company?
Yes it can. Losing customer information can sink your company. In the case cited in the linked Risk and Insurance article below, a medical records company suffered a burglary (not a hack, a burglary)....
View ArticleClik here to view.
New Jersey A3970 – Eliminating Non-Competition Agreements
Three members of the New Jersey Assembly have introduced A3970. This would all but eliminate non-competition agreements. #Businessinsurance Their intention is to minimize unemployment. What’s the...
View ArticleClik here to view.
Mold environmental issues from Sandy – What’s coming now?
Here’s a link to a NY Real Estate Journal by Lee Wasserman. #moldremediation In it he addresses some of the legal issues coming up as responses to the growing concern about mold clean-up and the...
View ArticleClik here to view.
Fire protection – A Spring problem – Fire Insurance
A cautionary note from our friends at the fire protection company, City Fire Equipment It’s April and Spring is finally here! With the changing of the seasons, things in our environment are starting...
View ArticleClik here to view.
Prepare for disasters in advance
Hurricane season for 2013 starts in less than a month. Preparing in advance may take more time than we have before the next hurricane. Or you may have a couple of years before the next major...
View ArticleClik here to view.
Insurance Company Financial Stability
Insurance companies are rated for financial strength. Why does that matter? Insurance is a promise to pay future losses. If the company does not have a future, no payments. And some losses are going...
View ArticleClik here to view.
Insurance and Employment Law – Outsourcing
What happens when you outsource jobs? There are benefits to outsourcing in the right circumstances. But what problems can come up and what should you do to protect your business? If the workers are...
View ArticleClik here to view.
Who owns your company’s data? How do you make sure?
You own your data, but you have to take steps to make sure you can control it, both legally and in the cyber world. Do your employees use only devices your company owns? Have they acknowledged that...
View ArticleClik here to view.
Limitations on CGL coverage for Pollution
In a harder market, insurance carriers raise prices. That’s pretty obvious. They also restrict classes of business they write, and tighten underwriting for new and existing clients. Less obviously,...
View ArticleClik here to view.
Tropical Storm headed toward you?
Insurance companies prohibit adding or starting property coverage when named storms approach. A tropical storm is approaching the Atlantic coast of the US. If you want property coverage, if your...
View ArticleClik here to view.
Cyber Liability – Is your website infected?
As though there weren’t enough problems, websites can be compromised, becoming sources of computer virus infection for your clients. Talk with us about #CyberLiability and #DataBreach insurance....
View Article
