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Limitations on CGL coverage for Pollution
In a harder market, insurance carriers raise prices. That’s pretty obvious. They also restrict classes of business they write, and tighten underwriting for new and existing clients. Less obviously,...
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Tropical Storm headed toward you?
Insurance companies prohibit adding or starting property coverage when named storms approach. A tropical storm is approaching the Atlantic coast of the US. If you want property coverage, if your...
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Cyber Liability – Is your website infected?
As though there weren’t enough problems, websites can be compromised, becoming sources of computer virus infection for your clients. Talk with us about #CyberLiability and #DataBreach insurance....
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Applying for Data Breach/Cyber Liability Protection
Data Breach, Cyber Liability, rising issues, increasing danger to your company, changing insurance requirements. Here are some of the questions you have to answer to have insurance protection; and they...
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Some Simple Steps to Increase Cyber Security
Cyber liability and data breach are becoming bigger issues for all business owners. You see the headlines for large business, but small and mid-size businesses are hit all the time. Here are a few...
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Cyber Security, Mobil Devices – Threats and Insurance
We have now seen, month after month, one major company after another suffering data breaches. You would think that people would have gotten the message about the dangers of cyber penetration and other...
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Data Breach – Learn Some Lessons from the Big Companies
You’ve seen data breach announcements at companies like Home Depot and Target. And Morgan Stanley announced that it fired an employee who stole account data on 350,000 clients. From those breaches...
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Do You Allow Surfing At Work?
Why would you worry about your employees surfing the Net? A Salary.com survey said that 64% of workers admitted visiting websites not related to work, every day while at work. 24% of those employees...
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The Scope of Cyber Liability And Data Breach Exposures – And Insurance
These are complicated exposures that now affect even small businesses. And the necessary insurance coverages are complex too. Business owners must think about paper records, physical system security,...
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19% have Cyber Insurance, 50% expect more attacks
Most companies don’t have cyber/data breach insurance. And most think attacks are getting worse (and they’re right). But even large companies are 4 times more likely to use insurance to protect loss...
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